SSDI Return to Work Improvement Through Financial & Benefits Counseling
A randomized controlled trial study using quantitative and qualitative evidence derived from a match-paired randomized sample of Social Security Disability Insurance (SSDI) beneficiaries receiving a benefits counseling integrated with financial coaching intervention.
Featured Research
Michael Morris and Nanette Goodman
2021
President Biden’s executive order on Advancing Racial Equity and Support for Underserved Communities (E.O. 13985) makes it clear that the federal government should pursue a comprehensive approach to advancing equity for all, including people of color and others who “have been historically underserved, marginalized and adversely affected by persistent poverty and inequality.”
Nanette Goodman and Michael Morris
2019
The report finds that, in the 29 years since the landmark Americans with Disabilities Act (ADA) was signed into law, ensuring all individuals with disabilities the opportunity to achieve “economic self-sufficiency,” this population still faces numerous financial hurdles and roadblocks to financial inclusion.
Based on data mined from the 2017 FDIC National Survey on Unbanked and Underbanked Households, this insightful report highlights the financial choices and banking habits of adults with disabilities.
Nanette Goodman, Nick Canfield, and Michael Morris
2018
Americans with disabilities face significant barriers to financial wellness. They are less likely than those without disabilities to be employed, and more likely to have low incomes, have difficulty making ends meet, have past due medical bills, lack access to emergency funds, use non-bank borrowing methods and have a lower level of financial knowledge.
These findings—described in detail in Financial Capability of Adults with Disabilities, a 2017 report by National Disability Institute (NDI) based on the FINRA Investor Education Foundation’s National Financial Capability Study—identify challenges to financial well-being for people with disabilities that go above and beyond the challenges faced by others with similar incomes.
Nanette Goodman, Bonnie O’Day, and Michael Morris
2017
This report analyzes data from the Financial Industry Regulatory Authority (FINRA) Investor Education Foundation’s National Financial Capability Study (NFCS) to reveal the most comprehensive picture to date of how people with disabilities manage financial resources and make financial decisions.